The prices in the tool show what private insurance companies (Aetna, Anthem, Cigna, Humana, etc.) paid. It gives you some idea of what you might expect to pay if you had to pay the whole cost. It is a starting place for a conversation with a hospital or other facility about costs. Contact the hospital or facility directly to ask about your costs. Many places will give you a discount if you don’t have insurance, so be sure to ask.